UPM Annual Report 2025

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Governance

Accounts and performance

Financial Statements

Report of the Board of Directors

Sustainability Statement

Auditor's Report

Sustainability Assurance Reports

Deferred tax assets and liabilities 1)

Derivatives Realized results of derivative contracts and negative fair value of open derivative contracts are recognized in the income statement. Negative fair value of open derivative contracts that are not settled in cash is recognized as a provision in the balance sheet. Hedge accounting is not applied. Income and expenses of balance sheet hedging and forward foreign exchange contracts hedging commercial foreign currency flow of all Group companies are recognized in financial items . Income and expenses of commodity derivatives are recognized in operating profit. Income and expenses of commodity derivative contracts of Group companies are recognized in financial items. The majority of financial derivative contracts of the Group are made by the parent company. All contracts are made with external counterparties except internal derivatives which are used to manage foreign currency and interest rate exposure. Financial risks, fair values and maturities of the Group external derivatives are disclosed in » Note 6.1 Financial risk management and in » Note 6.2 Derivatives and hedge accounting .

3. Personnel expenses

€ million

2025

2024

€ million

2025

2024

Deferred tax assets Provisions Share-based payments Other temporary differences

Salaries and fees of the President and CEO, and members of the Board of Directors 1)

29

40

3

3

1 1

1

Other salaries and fees

193

203

2

Pension costs

33

35

Total

32

43

Other indirect employee costs

6

5

Total

234

247

Deferred tax liabilities Accumulated depreciation difference

1) Refer to » Note 3.2 Key management personnel

64 60

69 60

Revaluations of land areas

Personnel

Total

124

129

1) The parent company has not recognized deferred tax assets and liabilities in the balance sheet. Deferred tax assets and liabilities are calculated based on temporary differences between the carrying and taxable values of assets and liabilities.

2025

2024

Total average

2,775

2,933

7.

Intangible assets

4. Depreciation, amortization and impairment charges

1. Sales Sales by business area

Other intangible assets

Intangible rights

Advance payments

€ million

Total

€ million

2025

2024

2025 Accumulated costs

Intangible rights

8

2

€ million

2025

2024

38 -17

333

34

405 -310

Other intangible assets

12 12

15 14 70

UPM Fibres

1,861

2,043

Accumulated amortization and impairments

-292

Buildings

Other operations

609

556

Carrying value, at December 31 Carrying value, at January 1

21

41 21 13

34

96 67 75

Machinery and equipment

59

Total

2,470

2,599

5

41 13

Other tangible assets

2

2

Additions Disposals

49

Total

95

103

-24

— —

-24

Sales by destination

Amortization

-8

-12

-21

5. Other operating expenses

€ million

2025

2024

Reclassifications

19 41

-20

-1

Carrying value, at December 31

21

34

96

Finland

2,414

2,545

€ million

2025

2024

2024 Accumulated costs

Other EU countries

31

34 20

Rents and lease expenses Maintenance expenses Other operating expenses 1)

14

14 91

23

302 -281

41

367

Other countries

25

95

Accumulated amortization and impairments

-19

-300

Total

2,470

2,599

218 327

181

Carrying value, at December 31 Carrying value, at January 1

5 5 2

21

41

67 58 27 -17

Total

287

27

26

2. Other operating income

Additions

3

21

1) The research and development costs in operating expenses were €33 million (€28 million) and auditor’s fee €3.3 million (€2.6 million). In personnel expenses the research and development costs were €10 million (€20 million). 6. Income taxes

Amortization

-2

-15

Reclassifications

— 5

7

-7 41

€ million

2025

2024

Carrying value, at December 31

21

67

Gains on sale of non-current assets

44

10

Rental income

7

7

Other Total

66 116

62 79

€ million

2025

2024

Tax expense for the period

24

9 3

Tax expense for the previous periods

Total

24

12

UPM Financial Report 2025

334

UPM Financial Report 2025

335

334

335

UPM Annual Report 2025

UPM Annual Report 2025

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